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Generalità ",{"type":173,"format":198,"indent":170,"version":4,"children":203,"direction":28,"textStyle":169,"textFormat":170},[204],{"mode":176,"text":205,"type":178,"style":169,"detail":170,"format":170,"version":4},"La protezione dei vostri dati personali e della vostra vita privata è di primaria importanza per Synchrony Asset Management SA («Synchrony»). La presente Informativa intende descrivere i processi di raccolta e di trattamento dei dati personali cui Synchrony procede nell'ambito delle sue attività. Per «dati personali» si intendono tutte le informazioni che si riferiscono a una persona fisica identificata o identificabile. Il «trattamento» di tali dati comprende qualsiasi operazione relativa a dati personali – quali che siano i mezzi e i procedimenti utilizzati –, in particolare la raccolta, la registrazione, l'utilizzo, la modifica, la comunicazione, l'archiviazione, la cancellazione o la distruzione di dati (elenco non esaustivo).",{"type":173,"format":198,"indent":170,"version":4,"children":207,"direction":28,"textStyle":169,"textFormat":170},[208],{"mode":176,"text":209,"type":178,"style":169,"detail":170,"format":170,"version":4},"Altri regolamenti, quali condizioni d'uso, condizioni di vendita o condizioni contrattuali relative a situazioni specifiche, possono essere applicabili a determinati trattamenti di dati, ad esempio in occasione della conclusione di un contratto con Synchrony o in relazione a pagine web di Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":211,"direction":28,"textStyle":169,"textFormat":170},[212],{"mode":176,"text":213,"type":178,"style":169,"detail":170,"format":170,"version":4},"Se mettete a nostra disposizione dati personali di altre persone (p. es. familiari o colleghi di lavoro), vi preghiamo di assicurarvi che tali persone siano a conoscenza della presente Informativa e di comunicarci i loro dati personali unicamente se siete autorizzati a trasmetterci tali dati e se questi dati personali sono esatti.",{"type":173,"format":198,"indent":170,"version":4,"children":215,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":217,"direction":28,"textStyle":169,"textFormat":6},[218],{"mode":176,"text":219,"type":178,"style":169,"detail":170,"format":6,"version":4},"2. 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Origine dei dati personali ",{"type":173,"format":198,"indent":170,"version":4,"children":313,"direction":28,"textStyle":169,"textFormat":170},[314],{"mode":176,"text":315,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony può trattare dati personali provenienti dalle seguenti fonti:",{"type":173,"format":198,"indent":170,"version":4,"children":317,"direction":28,"textStyle":169,"textFormat":170},[318],{"mode":176,"text":319,"type":178,"style":169,"detail":170,"format":170,"version":4},"- I dati personali forniti direttamente dalla persona interessata, ad esempio in occasione dell'apertura di una relazione commerciale, nell'ambito dell'esecuzione di un contratto, per beneficiare di prodotti e prestazioni o su siti web.",{"type":173,"format":198,"indent":170,"version":4,"children":321,"direction":28,"textStyle":169,"textFormat":170},[322],{"mode":176,"text":323,"type":178,"style":169,"detail":170,"format":170,"version":4},"- I dati personali necessari per beneficiare di prodotti o prestazioni e trasmessi a Synchrony dall'infrastruttura tecnica o da processi specifici, in particolare nell'ambito del traffico dei pagamenti, del commercio di titoli, dell'e-banking, di siti web o della collaborazione con altri prestatori finanziari o informatici o con piazze di mercato o borse.",{"type":173,"format":198,"indent":170,"version":4,"children":325,"direction":28,"textStyle":169,"textFormat":170},[326],{"mode":176,"text":327,"type":178,"style":169,"detail":170,"format":170,"version":4},"- I dati personali provenienti da fonti terze, quali fonti pubbliche (p. es. liste di sanzioni dell'ONU o dell'UE) o altri terzi (p. es. procacciatore d'affari o gestore patrimoniale esterno).",{"type":173,"format":198,"indent":170,"version":4,"children":329,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":331,"direction":28,"textStyle":169,"textFormat":6},[332],{"mode":176,"text":333,"type":178,"style":169,"detail":170,"format":6,"version":4},"5. Finalità del trattamento ",{"type":173,"format":198,"indent":170,"version":4,"children":335,"direction":28,"textStyle":169,"textFormat":170},[336],{"mode":176,"text":337,"type":178,"style":169,"detail":170,"format":170,"version":4},"Utilizziamo i dati personali principalmente allo scopo di concludere ed eseguire contratti con i nostri clienti e partner commerciali, in particolare nell'ambito della fornitura di servizi finanziari e dell'acquisizione di prodotti e servizi presso i nostri fornitori e subappaltatori, nonché per adempiere agli obblighi legali nazionali e internazionali.",{"type":173,"format":198,"indent":170,"version":4,"children":339,"direction":28,"textStyle":169,"textFormat":170},[340],{"mode":176,"text":341,"type":178,"style":169,"detail":170,"format":170,"version":4},"I dati personali sono trattati da Synchrony in particolare per le seguenti finalità (obiettivi):",{"type":173,"format":198,"indent":170,"version":4,"children":343,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":345,"direction":28,"textStyle":169,"textFormat":170},[346],{"mode":176,"text":347,"type":178,"style":169,"detail":170,"format":170,"version":4},"Esecuzione di un obbligo contrattuale",{"type":173,"format":198,"indent":170,"version":4,"children":349,"direction":28,"textStyle":169,"textFormat":170},[350],{"mode":176,"text":351,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Avvio della relazione d'affari con Synchrony, incluse tutte le operazioni legate all'identificazione di una persona interessata.",{"type":173,"format":198,"indent":170,"version":4,"children":353,"direction":28,"textStyle":169,"textFormat":170},[354],{"mode":176,"text":355,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi altro servizio finanziario legato alla relazione d'affari, in particolare i servizi finanziari specificamente richiesti dal cliente.",{"type":173,"format":198,"indent":170,"version":4,"children":357,"direction":28,"textStyle":169,"textFormat":170},[358],{"mode":176,"text":359,"type":178,"style":169,"detail":170,"format":170,"version":4},"- La gestione di investimenti collettivi di capitale, inclusi i servizi legati a tali attività.",{"type":173,"format":198,"indent":170,"version":4,"children":361,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":363,"direction":28,"textStyle":169,"textFormat":170},[364],{"mode":176,"text":365,"type":178,"style":169,"detail":170,"format":170,"version":4},"Esecuzione di un obbligo legale o regolamentare",{"type":173,"format":198,"indent":170,"version":4,"children":367,"direction":28,"textStyle":169,"textFormat":170},[368],{"mode":176,"text":369,"type":178,"style":169,"detail":170,"format":170,"version":4},"- La fornitura alle persone interessate di informazioni sui prodotti e servizi di Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":371,"direction":28,"textStyle":169,"textFormat":170},[372],{"mode":176,"text":373,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Il controllo della conformità agli obblighi legali in materia di regolamentazione dei mercati finanziari.",{"type":173,"format":198,"indent":170,"version":4,"children":375,"direction":28,"textStyle":169,"textFormat":170},[376],{"mode":176,"text":377,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi forma di cooperazione con le autorità competenti, in particolare le autorità di vigilanza prudenziale, le autorità incaricate della lotta contro il riciclaggio di denaro e il finanziamento del terrorismo e le autorità coinvolte nello scambio automatico di informazioni in materia fiscale (incluso il Common Reporting Standard e lo US Foreign Account Tax Compliance Act [FATCA]).",{"type":173,"format":198,"indent":170,"version":4,"children":379,"direction":28,"textStyle":169,"textFormat":170},[380],{"mode":176,"text":381,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi misura adottata in materia di attuazione di sanzioni internazionali in accordo con le procedure stabilite da Synchrony, il che implica in particolare il trattamento di dati personali a fini di verifica (screening).",{"type":173,"format":198,"indent":170,"version":4,"children":383,"direction":28,"textStyle":169,"textFormat":170},[384],{"mode":176,"text":385,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi misura adottata in materia di gestione dei rischi, in particolare i rischi di mercato, i rischi di credito, i rischi operativi, i rischi di liquidità, i rischi giuridici e i rischi reputazionali.",{"type":173,"format":198,"indent":170,"version":4,"children":387,"direction":28,"textStyle":169,"textFormat":170},[388],{"mode":176,"text":389,"type":178,"style":169,"detail":170,"format":170,"version":4},"- La registrazione di conversazioni telefoniche e di comunicazioni elettroniche con persone interessate al fine di lottare contro la frode e altri reati.",{"type":173,"format":198,"indent":170,"version":4,"children":391,"direction":28,"textStyle":169,"textFormat":170},[392],{"mode":176,"text":393,"type":178,"style":169,"detail":170,"format":170,"version":4},"- La valutazione dei rischi ai quali Synchrony è soggetta e la presa di decisione in materia di gestione dei rischi.",{"type":173,"format":198,"indent":170,"version":4,"children":395,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":397,"direction":28,"textStyle":169,"textFormat":170},[398],{"mode":176,"text":399,"type":178,"style":169,"detail":170,"format":170,"version":4},"Interesse legittimo di Synchrony:",{"type":173,"format":198,"indent":170,"version":4,"children":401,"direction":28,"textStyle":169,"textFormat":170},[402],{"mode":176,"text":403,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi trattamento in vista dello sviluppo della relazione d'affari.",{"type":173,"format":198,"indent":170,"version":4,"children":405,"direction":28,"textStyle":169,"textFormat":170},[406],{"mode":176,"text":407,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi trattamento in vista del miglioramento dell'organizzazione e dei processi interni della società, anche in materia di gestione dei rischi.",{"type":173,"format":198,"indent":170,"version":4,"children":409,"direction":28,"textStyle":169,"textFormat":170},[410],{"mode":176,"text":411,"type":178,"style":169,"detail":170,"format":170,"version":4},"- L'utilizzo dei dati personali a fini di prospezione commerciale (marketing), a meno che la persona interessata abbia rifiutato l'utilizzo dei suoi dati personali a tale fine.",{"type":173,"format":198,"indent":170,"version":4,"children":413,"direction":28,"textStyle":169,"textFormat":170},[414],{"mode":176,"text":415,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Qualsiasi trattamento necessario per permettere a Synchrony di far valere, esercitare o difendersi da una pretesa attuale o futura, o per permettere a Synchrony di far fronte a un'indagine di un'autorità pubblica, in Svizzera o all'estero.",{"type":173,"format":198,"indent":170,"version":4,"children":417,"direction":28,"textStyle":169,"textFormat":170},[418],{"mode":176,"text":419,"type":178,"style":169,"detail":170,"format":170,"version":4},"- La registrazione di conversazioni telefoniche e di comunicazioni elettroniche con persone interessate al fine di proteggere gli interessi di Synchrony, di analizzare e migliorare la qualità dei servizi e dei prodotti forniti, di formare i collaboratori della società e di gestire i rischi.",{"type":173,"format":198,"indent":170,"version":4,"children":421,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":423,"direction":28,"textStyle":169,"textFormat":6},[424],{"mode":176,"text":425,"type":178,"style":169,"detail":170,"format":6,"version":4},"6. Trasmissione di dati personali a terzi e a Stati terzi ",{"type":173,"format":198,"indent":170,"version":4,"children":427,"direction":28,"textStyle":169,"textFormat":170},[428],{"mode":176,"text":429,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony si riserva il diritto di comunicare dati personali a:",{"type":173,"format":198,"indent":170,"version":4,"children":431,"direction":28,"textStyle":169,"textFormat":170},[432],{"mode":176,"text":433,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Autorità amministrative (p. es. autorità di vigilanza prudenziale) o giudiziarie o attori dei mercati finanziari (p. es. un operatore di un'infrastruttura dei mercati finanziari [quale una borsa], un broker, una banca corrispondente, un sub-depositario, un emittente, un'autorità incaricata della vigilanza dei mercati finanziari o i loro rappresentanti).",{"type":173,"format":198,"indent":170,"version":4,"children":435,"direction":28,"textStyle":169,"textFormat":170},[436],{"mode":176,"text":437,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Subappaltatori nell'ambito di esternalizzazioni.",{"type":173,"format":198,"indent":170,"version":4,"children":439,"direction":28,"textStyle":169,"textFormat":170},[440],{"mode":176,"text":441,"type":178,"style":169,"detail":170,"format":170,"version":4},"- L'organo di revisione di Synchrony e a determinati prestatori di servizi di Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":443,"direction":28,"textStyle":169,"textFormat":170},[444],{"mode":176,"text":445,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Entità affiliate.",{"type":173,"format":198,"indent":170,"version":4,"children":447,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":449,"direction":28,"textStyle":169,"textFormat":170},[450],{"mode":176,"text":451,"type":178,"style":169,"detail":170,"format":170,"version":4},"Nell'ambito della relazione d'affari, Synchrony può divulgare, trasferire e\u002Fo archiviare dati personali all'estero (di seguito il «Trasferimento internazionale»), in particolare in relazione alla conclusione o all'esecuzione di contratti relativi, direttamente o indirettamente, alla relazione d'affari, ad esempio nell'ambito di esternalizzazioni. I trasferimenti internazionali possono comprendere trasferimenti verso giurisdizioni che garantiscono un livello adeguato di protezione dei diritti e delle libertà delle persone interessate quanto al trattamento dei dati personali o che beneficiano di una decisione che constata l'adeguatezza del loro livello di protezione dei dati.",{"type":173,"format":198,"indent":170,"version":4,"children":453,"direction":28,"textStyle":169,"textFormat":170},[454],{"mode":176,"text":455,"type":178,"style":169,"detail":170,"format":170,"version":4},"Se un tale trasferimento di dati personali è effettuato verso uno Stato che non offre un livello adeguato (in una prospettiva svizzera) in materia di protezione dei dati personali, Synchrony provvederà, se richiesto dalla regolamentazione applicabile, a ottenere il consenso del cliente o a mettere in atto garanzie appropriate, in particolare impegni contrattuali. Ogni persona interessata può contattare Synchrony se desidera ottenere informazioni aggiuntive in merito.",{"type":173,"format":198,"indent":170,"version":4,"children":457,"direction":28,"textStyle":169,"textFormat":6},[458],{"mode":176,"text":459,"type":178,"style":169,"detail":170,"format":6,"version":4},"7. «Decisioni individuali automatizzate» e «profilazione» ",{"type":173,"format":198,"indent":170,"version":4,"children":461,"direction":28,"textStyle":169,"textFormat":170},[462],{"mode":176,"text":463,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony non ricorre ad alcuna valutazione automatizzata né ad alcuna profilazione.",{"type":173,"format":198,"indent":170,"version":4,"children":465,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":467,"direction":28,"textStyle":169,"textFormat":6},[468],{"mode":176,"text":469,"type":178,"style":169,"detail":170,"format":6,"version":4},"8. Utilizzo del sito web e politica in materia di cookie ",{"type":173,"format":198,"indent":170,"version":4,"children":471,"direction":28,"textStyle":169,"textFormat":170},[472],{"mode":176,"text":473,"type":178,"style":169,"detail":170,"format":170,"version":4},"Quando una persona visita le pagine web di Synchrony, il server registra automaticamente i dettagli della sua visita (p. es. la pagina web dalla quale è avvenuta la visita, l'indirizzo IP del visitatore, il contenuto consultato del sito web di Synchrony nonché la data e la durata della visita). Questi dati di tracciamento servono a ottimizzare le pagine web di Synchrony e forniscono informazioni sul modo in cui il visitatore si informa sui prodotti, i servizi e le offerte di Synchrony e su come li utilizza. Tuttavia, essi generalmente non permettono di conoscere l'identità del visitatore. Questi dati tecnici, incluso l'indirizzo IP, possono costituire dati personali. Synchrony li tratta al fine di assicurare la gestione, la sicurezza e l'ottimizzazione delle sue pagine web. Se il visitatore fornisce dati personali, ad esempio compilando un modulo di registrazione o un campo di messaggio per la newsletter, ecc., Synchrony può utilizzare tali dati per le seguenti finalità (oltre alle finalità menzionate al punto 5):",{"type":173,"format":198,"indent":170,"version":4,"children":475,"direction":28,"textStyle":169,"textFormat":170},[476],{"mode":176,"text":477,"type":178,"style":169,"detail":170,"format":170,"version":4},"- l'amministrazione dei clienti e degli utenti;",{"type":173,"format":198,"indent":170,"version":4,"children":479,"direction":28,"textStyle":169,"textFormat":170},[480],{"mode":176,"text":481,"type":178,"style":169,"detail":170,"format":170,"version":4},"- l'informazione del visitatore sui servizi e i prodotti;",{"type":173,"format":198,"indent":170,"version":4,"children":483,"direction":28,"textStyle":169,"textFormat":170},[484],{"mode":176,"text":485,"type":178,"style":169,"detail":170,"format":170,"version":4},"- il marketing (p. es. invio di newsletter);",{"type":173,"format":198,"indent":170,"version":4,"children":487,"direction":28,"textStyle":169,"textFormat":170},[488],{"mode":176,"text":489,"type":178,"style":169,"detail":170,"format":170,"version":4},"- l'«hosting» tecnico e lo sviluppo delle pagine web di Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":491,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":493,"direction":28,"textStyle":169,"textFormat":170},[494],{"mode":176,"text":495,"type":178,"style":169,"detail":170,"format":170,"version":4},"Durante una visita del sito web di Synchrony, i dati del visitatore sono trasmessi via Internet, una rete aperta e accessibile a tutti. I dati trasmessi per via elettronica (anche via e-mail) non possono essere protetti efficacemente contro l'accesso da parte di terzi. Ciò comporta in particolare i seguenti rischi: divulgazione dei dati o modifica del loro contenuto, usurpazione dell'identità del mittente (p. es. e-mail) e del contenuto del messaggio o manipolazione dello stesso da parte di persone non autorizzate, propagazione di virus, errori tecnici di trasmissione, ritardi o interruzioni, trasmissione incontrollata di dati all'estero dove le esigenze in materia di protezione dei dati possono essere meno rigorose che in Svizzera, ecc.",{"type":173,"format":198,"indent":170,"version":4,"children":497,"direction":28,"textStyle":169,"textFormat":170},[498],{"mode":176,"text":499,"type":178,"style":169,"detail":170,"format":170,"version":4},"Inoltre, utilizzando il sito web di Synchrony, un visitatore accetta l'utilizzo di cookie. I cookie sono piccoli file che vengono archiviati sul computer del visitatore al fine di tracciare la visita del sito web corrispondente e la navigazione tra le diverse pagine e\u002Fo di registrare i parametri (p. es. la lingua scelta). I cookie servono a raccogliere dati statistici sulla frequenza e sul tempo di visita delle diverse parti del sito web e contribuiscono alla concezione di siti web su misura, utili e di facile utilizzo. Il visitatore può in qualsiasi momento opporsi all'utilizzo dei cookie cancellando i cookie installati dal sito web di Synchrony. La cancellazione è possibile tramite i parametri del browser Internet del visitatore.",{"type":173,"format":198,"indent":170,"version":4,"children":501,"direction":28,"textStyle":169,"textFormat":170},[502],{"mode":176,"text":503,"type":178,"style":169,"detail":170,"format":170,"version":4},"Occasionalmente, Synchrony utilizza componenti di terzi (quali plug-in) per migliorare l'esperienza degli utenti e le sue campagne pubblicitarie online. Anche questi elementi possono utilizzare cookie per finalità simili. Né questi terzi né Synchrony hanno accesso ai dati raccolti dall'altra parte per mezzo dei cookie. Peraltro, Synchrony può utilizzare cookie nell'ambito di annunci pubblicitari di Synchrony pubblicati su siti web di terzi con i quali Synchrony intrattiene relazioni commerciali. Se terzi raccolgono informazioni anonimizzate sull'utilizzo del sito web di Synchrony e di altri siti web, Synchrony può utilizzare tali dati anonimizzati per migliorare l'efficacia delle sue azioni pubblicitarie.",{"type":173,"format":198,"indent":170,"version":4,"children":505,"direction":28,"textStyle":169,"textFormat":170},[506],{"mode":176,"text":507,"type":178,"style":169,"detail":170,"format":170,"version":4},"Il punto 8 della presente Informativa si applica unicamente ai dati ottenuti da Synchrony in seguito all'utilizzo del sito web di Synchrony. L'Informativa non si applica ai siti web di terzi, anche se il visitatore vi accede tramite link presenti su una pagina web di Synchrony. Synchrony non ha alcuna influenza sul contenuto di siti web di terzi o sul trattamento di dati personali da parte di tali siti web e declina pertanto ogni responsabilità al riguardo.",{"type":173,"format":198,"indent":170,"version":4,"children":509,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":511,"direction":28,"textStyle":169,"textFormat":6},[512],{"mode":176,"text":513,"type":178,"style":169,"detail":170,"format":6,"version":4},"9. Durata di conservazione ",{"type":173,"format":198,"indent":170,"version":4,"children":515,"direction":28,"textStyle":169,"textFormat":170},[516],{"mode":176,"text":517,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony conserva i dati personali per il tempo necessario a raggiungere la finalità prevista. Synchrony cancella o anonimizza i dati personali quando questi non sono più necessari per raggiungere una finalità,",{"type":173,"format":198,"indent":170,"version":4,"children":519,"direction":28,"textStyle":169,"textFormat":170},[520],{"mode":176,"text":521,"type":178,"style":169,"detail":170,"format":170,"version":4},"- fatti salvi gli obblighi legali e regolamentari applicabili a Synchrony in materia di conservazione di documenti e informazioni; e",{"type":173,"format":198,"indent":170,"version":4,"children":523,"direction":28,"textStyle":169,"textFormat":170},[524],{"mode":176,"text":525,"type":178,"style":169,"detail":170,"format":170,"version":4},"- fatti salvi i casi in cui una durata di conservazione più lunga è necessaria per permettere a Synchrony di far valere, esercitare o difendersi da una pretesa attuale o futura, o per permettere a Synchrony di far fronte a un'indagine di un'autorità pubblica, in Svizzera o all'estero (p. es. attuazione di un «legal hold»).",{"type":173,"format":198,"indent":170,"version":4,"children":527,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":529,"direction":28,"textStyle":169,"textFormat":6},[530],{"mode":176,"text":531,"type":178,"style":169,"detail":170,"format":6,"version":4},"10. 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I due amministratori indipendenti apportano competenze di prim’ordine: Biba Homsy nel settore normativo e delle cripto-attività e Philippe Augsburger nel settore della previdenza.",[1221,1232,1247,1255],{"id":4,"photo":1022,"fullBodyPhoto":28,"name":1222,"role":1223,"description":1224,"socials":1229,"updatedAt":1230,"createdAt":1231},"Nicolas Krügel","Presidente del Consiglio di amministrazione",{"root":1225},{"type":168,"format":169,"indent":170,"version":4,"children":1226,"direction":28},[1227],{"type":173,"format":169,"indent":170,"version":4,"children":1228,"direction":28,"textStyle":169,"textFormat":170},[],[],"2026-09-21T12:51:46.066Z","2026-06-16T12:14:27.835Z",{"id":1233,"photo":1234,"fullBodyPhoto":1144,"name":1235,"role":1236,"description":1237,"socials":1244,"updatedAt":1245,"createdAt":1246},2,100,"Eric Balmer","Vicepresidente del Consiglio di amministrazione",{"root":1238},{"type":168,"format":169,"indent":170,"version":4,"children":1239,"direction":28},[1240],{"type":173,"format":169,"indent":170,"version":4,"children":1241,"direction":28,"textStyle":169,"textFormat":170},[1242],{"mode":176,"text":1243,"type":178,"style":169,"detail":170,"format":170,"version":4},"Katia occupe divers postes à responsabilités auprès des banques EFG, Edouard Constant, Pictet, Union Bancaire Privée et Syz. 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Nel 2002 si specializza nella gestione patrimoniale ed è nominato responsabile di un team di gestori di portafogli obbligazionari.",{"type":173,"format":169,"indent":170,"version":4,"children":1352,"direction":28,"textStyle":169,"textFormat":170},[1353],{"mode":176,"text":1354,"type":178,"style":169,"detail":170,"format":170,"version":4},"Entra in Loyal Finance AG (filiale della BCGE) nel 2019 come Senior Portfolio Manager. 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Si fonda su dati, modelli e specialisti.",{"type":173,"format":169,"indent":170,"version":4,"children":1611,"direction":28,"textStyle":169,"textFormat":170},[1612],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":169,"indent":170,"version":4,"children":1614,"direction":28,"textStyle":169,"textFormat":170},[1615],{"mode":176,"text":1616,"type":178,"style":169,"detail":170,"format":170,"version":4},"La gestione di convinzione, concentrata sulle azioni svizzere e sull'immobiliare, si appoggia sul nostro radicamento locale, sulla nostra conoscenza approfondita del tessuto economico svizzero e sul nostro accesso privilegiato alle imprese, permettendoci di individuare opportunità ad alto valore aggiunto.",{"id":1618,"content":1619},"6a316134f0935e50dda4e085",{"root":1620},{"type":168,"format":169,"indent":170,"version":4,"children":1621,"direction":28},[1622,1626,1629],{"type":173,"format":169,"indent":170,"version":4,"children":1623,"direction":28,"textStyle":169,"textFormat":170},[1624],{"mode":176,"text":1625,"type":178,"style":169,"detail":170,"format":170,"version":4},"La nostra gestione obbligazionaria si fonda su un approccio prudente e diversificato. Privilegiamo una gestione pragmatica che combina i rischi di tasso e di credito, piuttosto che una semplice logica di replica dell'indice, al fine di offrire un profilo rendimento\u002Frischio ottimizzato.",{"type":173,"format":169,"indent":170,"version":4,"children":1627,"direction":28,"textStyle":169,"textFormat":170},[1628],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":169,"indent":170,"version":4,"children":1630,"direction":28,"textStyle":169,"textFormat":170},[1631],{"mode":176,"text":1632,"type":178,"style":169,"detail":170,"format":170,"version":4},"Questi approcci distinti rispondono ciascuno a una logica chiara: adattare i metodi d'investimento alla natura dei mercati e delle opportunità. L'insieme delle nostre competenze è sostenuto da specialisti indipendenti, garanti del rigore e della coerenza delle nostre scelte d'investimento.","3 competenze","d'investimento",{"id":1636,"layout":1016,"colorVariation":1637,"imagePosition":1018,"image":1638,"imageFit":1026,"imageStyle":1644,"imageTextColor":10,"headingLevel":1645,"blockName":28,"buttons":1646,"blockType":1030,"imageText":1647,"title":1648,"content":1649},"6a316140f0935e50dda4e086","v80",{"id":1639,"alt":1640,"landscape":971,"portrait":28,"folder":832,"thumbnailUrl":1641,"updatedAt":1642,"createdAt":1643},57,"expertises_gestion_systématique","https:\u002F\u002Fassets.synchrony.ch\u002Fexpertises_gestion_systématique-300x200.webp","2026-06-25T14:46:17.062Z","2026-06-25T14:46:11.291Z","full","h4",[],"Gestione sistematica","Machine learning e gestione 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robusti.",{"id":1668,"layout":1016,"colorVariation":1209,"imagePosition":1669,"image":1670,"imageFit":1026,"imageStyle":1644,"imageTextColor":10,"headingLevel":1645,"blockName":28,"buttons":1677,"blockType":1030,"imageText":1678,"title":1679,"content":1680},"6a316191f0935e50dda4e088","right",{"id":1671,"alt":1672,"landscape":1673,"portrait":28,"folder":832,"thumbnailUrl":1674,"updatedAt":1675,"createdAt":1676},72,"expertises_gestion_de_conviction",118,"https:\u002F\u002Fassets.synchrony.ch\u002Fespertises_gestion_de_conviction-300x200.webp","2026-06-29T12:57:00.589Z","2026-06-26T12:27:14.165Z",[],"Gestione di convinzione","Azioni svizzere e immobiliare",{"root":1681},{"type":168,"format":169,"indent":170,"version":4,"children":1682,"direction":28},[1683,1687,1690],{"type":173,"format":169,"indent":170,"version":4,"children":1684,"direction":28,"textStyle":169,"textFormat":170},[1685],{"mode":176,"text":1686,"type":178,"style":169,"detail":170,"format":170,"version":4},"La nostra gestione attiva di convinzione si concentra sulle azioni svizzere e sull'immobiliare, con un approccio fondamentale rigoroso.",{"type":173,"format":169,"indent":170,"version":4,"children":1688,"direction":28,"textStyle":169,"textFormat":170},[1689],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":169,"indent":170,"version":4,"children":1691,"direction":28,"textStyle":169,"textFormat":170},[1692],{"mode":176,"text":1693,"type":178,"style":169,"detail":170,"format":170,"version":4},"I nostri team realizzano un'analisi approfondita delle imprese, inclusi incontri regolari con il management, al fine di individuare opportunità d'investimento ad alto valore aggiunto.Questo approccio permette la costruzione di portafogli concentrati, orientati al lungo termine e adatti agli investitori istituzionali.",{"id":1695,"layout":1016,"colorVariation":1017,"imagePosition":1018,"image":1696,"imageFit":1026,"imageStyle":1644,"imageTextColor":10,"headingLevel":1645,"blockName":28,"buttons":1702,"blockType":1030,"imageText":1703,"title":1704,"content":1705},"6a3161bbf0935e50dda4e089",{"id":1697,"alt":1698,"landscape":1249,"portrait":28,"folder":832,"thumbnailUrl":1699,"updatedAt":1700,"createdAt":1701},58,"expertises_gestion_obligatoire","https:\u002F\u002Fassets.synchrony.ch\u002Fexpertises_gestion_obligatoire-300x200.webp","2026-06-25T14:46:57.924Z","2026-06-25T14:46:50.838Z",[],"Gestione obbligazionaria","Competenza sul credito e gestione del rischio",{"root":1706},{"type":168,"format":169,"indent":170,"version":4,"children":1707,"direction":28},[1708,1712,1715],{"type":173,"format":169,"indent":170,"version":4,"children":1709,"direction":28,"textStyle":169,"textFormat":170},[1710],{"mode":176,"text":1711,"type":178,"style":169,"detail":170,"format":170,"version":4},"La nostra 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Comincia con gli obiettivi. Ogni mandato si fonda su una lettura precisa dei bisogni e degli orizzonti da costruire. Privilegiamo strategie leggibili, decisioni assunte con responsabilità e una relazione diretta. Meno intermediari. Più coerenza.",{"id":1821,"colorVariation":1017,"blockName":28,"columns":1822,"blockType":612,"titleStart":1832,"titleEnd":1833},"6a3163f1f0935e50dda4e08c",[1823],{"id":1824,"content":1825},"6a3163fdf0935e50dda4e08d",{"root":1826},{"type":168,"format":169,"indent":170,"version":4,"children":1827,"direction":28},[1828],{"type":173,"format":169,"indent":170,"version":4,"children":1829,"direction":28,"textStyle":169,"textFormat":170},[1830],{"mode":176,"text":1831,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony Asset Management propone anche mandati su misura. La gestione è interamente personalizzata, costruita attorno ai vostri obiettivi finanziari, al vostro profilo di rischio e ai vostri vincoli specifici.Grazie a un'architettura di gestione flessibile e a una lunga competenza che copre le principali classi di attivi, concepiamo portafogli che vi assomigliano.","Una gestione","a vostra immagine",{"id":1835,"layout":1016,"colorVariation":190,"imagePosition":1018,"image":1836,"imageFit":1026,"imageStyle":1027,"imageTextColor":10,"headingLevel":1028,"blockName":28,"buttons":1841,"blockType":1030,"imageText":28,"title":1842,"content":1843},"6a316404f0935e50dda4e08e",{"id":1837,"alt":1838,"landscape":1271,"portrait":28,"folder":907,"thumbnailUrl":1839,"updatedAt":1840,"createdAt":1840},62,"mandats_gestion_active","https:\u002F\u002Fassets.synchrony.ch\u002Fmandats_gestion_active-1-300x200.webp","2026-06-25T15:11:29.086Z",[],"Gestione attiva",{"root":1844},{"type":168,"format":169,"indent":170,"version":4,"children":1845,"direction":28},[1846],{"type":173,"format":169,"indent":170,"version":4,"children":1847,"direction":28,"textStyle":169,"textFormat":170},[1848],{"mode":176,"text":1849,"type":178,"style":169,"detail":170,"format":170,"version":4},"Una gestione di convinzione, fondamentale e dinamica, volta a captare le opportunità di mercato, ad adeguare l'allocazione in funzione del ciclo economico e a generare una performance adeguata al rischio.",{"id":1851,"layout":1852,"colorVariation":190,"imagePosition":1018,"image":1853,"imageFit":1026,"imageStyle":1027,"imageTextColor":10,"headingLevel":1028,"blockName":28,"buttons":1857,"blockType":1030,"imageText":28,"title":1647,"content":1858},"6a31641ff0935e50dda4e08f","full-width",{"id":1673,"alt":1854,"landscape":38,"portrait":28,"folder":907,"thumbnailUrl":1855,"updatedAt":1856,"createdAt":1856},"Mandats - Gestion systématique","https:\u002F\u002Fassets.synchrony.ch\u002Fmandats_gestion_systematique-300x200.webp","2026-06-29T16:04:49.426Z",[],{"root":1859},{"type":168,"format":169,"indent":170,"version":4,"children":1860,"direction":28},[1861,1865,1868],{"type":173,"format":169,"indent":170,"version":4,"children":1862,"direction":28,"textStyle":169,"textFormat":170},[1863],{"mode":176,"text":1864,"type":178,"style":169,"detail":170,"format":170,"version":4},"Un approccio disciplinato e trasparente, che replica gli indici di mercato (optimised sampling). Permette un'esposizione ampia, efficiente e a costi controllati, garantendo al contempo un'elevata leggibilità del portafoglio.",{"type":173,"format":169,"indent":170,"version":4,"children":1866,"direction":28,"textStyle":169,"textFormat":170},[1867],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":169,"indent":170,"version":4,"children":1869,"direction":28,"textStyle":169,"textFormat":170},[1870],{"mode":176,"text":1871,"type":178,"style":169,"detail":170,"format":170,"version":4},"I nostri mandati sistematici si fondano su modelli quantitativi comprovati, che integrano segnali di mercato, fattori di rischio e regole di allocazione robuste (integrando, tra l'altro, l'IA). Questo approccio mira a un'esecuzione rigorosa, a una riduzione dei bias comportamentali e a una volatilità controllata. 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Si le visiteur fournit des données personnelles, par exemple en remplissant un formulaire d’enregistrement ou un champ de message pour la newsletter, etc., Synchrony peut utiliser ces données pour les finalités suivantes (en plus des finalités mentionnées au point 5) :",{"type":173,"format":2039,"indent":170,"version":4,"children":2839,"direction":28,"textStyle":169,"textFormat":170},[2840],{"mode":176,"text":2841,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       l’administration des clients et des utilisateurs ;",{"type":173,"format":2039,"indent":170,"version":4,"children":2843,"direction":28,"textStyle":169,"textFormat":170},[2844],{"mode":176,"text":2845,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       l’information du visiteur sur les services et les produits ;",{"type":173,"format":2039,"indent":170,"version":4,"children":2847,"direction":28,"textStyle":169,"textFormat":170},[2848],{"mode":176,"text":2849,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       le marketing (p. ex. envoi de lettres d’information) ;",{"type":173,"format":2039,"indent":170,"version":4,"children":2851,"direction":28,"textStyle":169,"textFormat":170},[2852],{"mode":176,"text":2853,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       l’« hébergement » technique et le développement des pages web de Synchrony.",{"type":173,"format":2039,"indent":170,"version":4,"children":2855,"direction":28,"textStyle":169,"textFormat":170},[2856],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":2039,"indent":170,"version":4,"children":2858,"direction":28,"textStyle":169,"textFormat":170},[2859],{"mode":176,"text":2860,"type":178,"style":169,"detail":170,"format":170,"version":4},"Lors d’une visite du site web de Synchrony, les données du visiteur sont transmises via Internet, un réseau ouvert et accessible à tous. Les données transmises par voie électronique (y compris par e-mail) ne peuvent pas être protégées efficacement contre des accès par des tiers. Cela comporte notamment les risques suivants : divulgation des données ou modification de leur contenu, usurpation de l’identité de l’expéditeur (p. ex. e-mail) et du contenu du message ou manipulation de celui-ci par des personnes non autorisées, propagation de virus, erreurs de transmission techniques, retards ou interruptions, transmission incontrôlée de données à l’étranger où les exigences en matière de protection de données peuvent être moins strictes qu’en Suisse, etc.",{"type":173,"format":2039,"indent":170,"version":4,"children":2862,"direction":28,"textStyle":169,"textFormat":170},[2863],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":2039,"indent":170,"version":4,"children":2865,"direction":28,"textStyle":169,"textFormat":170},[2866],{"mode":176,"text":2867,"type":178,"style":169,"detail":170,"format":170,"version":4},"En outre, en utilisant le site web de Synchrony, un visiteur accepte l'utilisation de cookies. Les cookies sont de petits fichiers qui sont stockés sur l'ordinateur du visiteur afin de suivre la visite du site web correspondant et la navigation entre les différentes pages et\u002Fou d'enregistrer les paramètres (par ex. la langue choisie). Les cookies servent à collecter des données statistiques sur la fréquence et le temps de visite des différentes parties du site web et contribuent à la conception de sites web sur mesure, utiles et conviviaux. Le visiteur peut à tout moment s'opposer à l'utilisation de cookies en supprimant les cookies installés par le site web de Synchrony. La suppression est possible via les paramètres du navigateur Internet du visiteur.",{"type":173,"format":2039,"indent":170,"version":4,"children":2869,"direction":28,"textStyle":169,"textFormat":170},[2870],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":2039,"indent":170,"version":4,"children":2872,"direction":28,"textStyle":169,"textFormat":170},[2873],{"mode":176,"text":2874,"type":178,"style":169,"detail":170,"format":170,"version":4},"Occasionnellement, Synchrony utilise des composants tiers (tels que des plug-ins) pour améliorer l’expérience des utilisateurs et ses campagnes publicitaires en ligne. Ces éléments peuvent eux aussi utiliser des cookies à des fins similaires. Ni ces tiers ni Synchrony n’ont accès aux données collectées par l’autre partie au moyen de cookies. Par ailleurs, Synchrony peut utiliser des cookies dans le cadre d’annonces publicitaires de Synchrony publiées sur des sites web de tiers avec lesquels Synchrony entretient des relations commerciales. Si des tiers collectent des informations anonymisées sur l’utilisation du site web de Synchrony et d’autres sites web, Synchrony peut utiliser ces données anonymisées pour améliorer l’efficacité de ses actions publicitaires.",{"type":173,"format":2039,"indent":170,"version":4,"children":2876,"direction":28,"textStyle":169,"textFormat":170},[2877],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":2039,"indent":170,"version":4,"children":2879,"direction":28,"textStyle":169,"textFormat":170},[2880],{"mode":176,"text":2881,"type":178,"style":169,"detail":170,"format":170,"version":4},"Le point 8 de la présente Notice ne s’applique qu’aux données obtenues par Synchrony suite à l’utilisation du site web de Synchrony. La Notice ne s’applique pas aux sites web de tiers, même si le visiteur s’y rend par le biais de liens se trouvant sur une page web de Synchrony. Synchrony n’a aucune influence sur le contenu de sites web tiers ou le traitement de données personnelles par ces sites web et décline donc toute responsabilité à cet égard.",{"type":173,"format":2039,"indent":170,"version":4,"children":2883,"direction":28,"textStyle":169,"textFormat":170},[2884],{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":2039,"indent":170,"version":4,"children":2886,"direction":28,"textStyle":169,"textFormat":6},[2887],{"mode":176,"text":2888,"type":178,"style":169,"detail":170,"format":6,"version":4},"9. Durée de conservation",{"type":173,"format":2039,"indent":170,"version":4,"children":2890,"direction":28,"textStyle":169,"textFormat":170},[2891],{"mode":176,"text":2892,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony conserve les données personnelles aussi longtemps que nécessaire pour atteindre la finalité visée. Synchrony efface ou anonymise les données personnelles lorsque celles-ci ne sont plus nécessaires pour atteindre une finalité,",{"type":173,"format":2039,"indent":170,"version":4,"children":2894,"direction":28,"textStyle":169,"textFormat":170},[2895],{"mode":176,"text":2896,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       sous réserve des obligations légales et règlementaires applicables à Synchrony en matière de conservation de documents et d’informations ; et",{"type":173,"format":2039,"indent":170,"version":4,"children":2898,"direction":28,"textStyle":169,"textFormat":170},[2899],{"mode":176,"text":2900,"type":178,"style":169,"detail":170,"format":170,"version":4},"·       sous réserve des cas dans lesquels une durée de conservation plus longue est nécessaire pour permettre à Synchrony d’établir, d’exercer ou de se défendre contre une prétention actuelle ou future, ou pour permettre à Synchrony de faire face à une investigation d’une autorité publique, en 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General Information",{"type":173,"format":169,"indent":170,"version":4,"children":3102,"direction":28,"textStyle":169,"textFormat":170},[3103],{"mode":176,"text":3104,"type":178,"style":169,"detail":170,"format":170,"version":4},"The protection of your personal data and privacy is of paramount importance to Synchrony Asset Management SA (“Synchrony”). This Notice is intended to describe the processes by which Synchrony collects and processes personal data in the course of its business activities. “Personal data” refers to any information relating to an identified or identifiable natural person. The “processing” of such data encompasses any operation involving personal data—regardless of the means or methods used—including, but not limited to, the collection, recording, use, modification, disclosure, archiving, erasure, or destruction of data.",{"type":173,"format":169,"indent":170,"version":4,"children":3106,"direction":28,"textStyle":169,"textFormat":170},[3107],{"mode":176,"text":3108,"type":178,"style":169,"detail":170,"format":170,"version":4},"Other regulations, such as terms of use, terms of sale, or contractual terms relating to specific situations, may apply to certain data processing activities, for example, when entering into a contract with Synchrony or in connection with Synchrony’s web pages.",{"type":173,"format":169,"indent":170,"version":4,"children":3110,"direction":28,"textStyle":169,"textFormat":170},[3111],{"mode":176,"text":3112,"type":178,"style":169,"detail":170,"format":170,"version":4},"If you provide us with personal data about other individuals (e.g., family members or coworkers), please ensure that those individuals are aware of this Notice and provide us with their personal data only if you are authorized to do so and if such personal data is accurate.",{"type":173,"format":169,"indent":170,"version":4,"children":3114,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":169,"indent":170,"version":4,"children":3116,"direction":28,"textStyle":169,"textFormat":6},[3117],{"mode":176,"text":3118,"type":178,"style":169,"detail":170,"format":6,"version":4},"2. 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To this end, Synchrony will implement various technical and organizational security measures (e.g., access restrictions, firewalls, personalized passwords, encryption and authentication technologies, employee training, etc.) to ensure that the processing of personal data complies with applicable legal requirements regarding data protection.",{"type":173,"format":169,"indent":170,"version":4,"children":3124,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":169,"indent":170,"version":4,"children":3126,"direction":28,"textStyle":169,"textFormat":6},[3127],{"mode":176,"text":3128,"type":178,"style":169,"detail":170,"format":6,"version":4},"3. 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Synchrony will primarily process personal data provided by its customers and other business partners, as well as by other individuals in the course of its business relationships with them, or data that Synchrony may collect from users when operating its websites, applications, and other platforms.",{"type":173,"format":169,"indent":170,"version":4,"children":3134,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":169,"indent":170,"version":4,"children":3136,"direction":28,"textStyle":169,"textFormat":170},[3137],{"mode":176,"text":3138,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony processes the following types of personal data, among others:",{"type":173,"format":169,"indent":170,"version":4,"children":3140,"direction":28,"textStyle":169,"textFormat":170},[3141],{"mode":176,"text":3142,"type":178,"style":169,"detail":170,"format":170,"version":4},"Types of Personal 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Transmission of personal data to third parties and third countries ",{"type":173,"format":198,"indent":170,"version":4,"children":3332,"direction":28,"textStyle":169,"textFormat":170},[3333],{"mode":176,"text":3334,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony reserves the right to disclose personal data to:",{"type":173,"format":198,"indent":170,"version":4,"children":3336,"direction":28,"textStyle":169,"textFormat":170},[3337],{"mode":176,"text":3338,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Administrative authorities (e.g. prudential supervisory authorities) or judicial authorities or financial market players (e.g. an operator of a financial market infrastructure [such as a stock exchange], a broker, a correspondent bank, a sub-custodian, an issuer, an authority in charge of financial markets supervision or their representatives).",{"type":173,"format":198,"indent":170,"version":4,"children":3340,"direction":28,"textStyle":169,"textFormat":170},[3341],{"mode":176,"text":3342,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Subcontractors in the context of outsourcing.",{"type":173,"format":198,"indent":170,"version":4,"children":3344,"direction":28,"textStyle":169,"textFormat":170},[3345],{"mode":176,"text":3346,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Synchrony's audit body and certain of Synchrony's service providers.",{"type":173,"format":198,"indent":170,"version":4,"children":3348,"direction":28,"textStyle":169,"textFormat":170},[3349],{"mode":176,"text":3350,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Affiliated entities.",{"type":173,"format":198,"indent":170,"version":4,"children":3352,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3354,"direction":28,"textStyle":169,"textFormat":170},[3355],{"mode":176,"text":3356,"type":178,"style":169,"detail":170,"format":170,"version":4},"In the context of the business relationship, Synchrony may disclose, transfer and\u002For store personal data abroad (hereinafter the \"International Transfer\"), in particular in connection with the conclusion or performance of contracts relating, directly or indirectly, to the business relationship, for example in the context of outsourcing. International transfers may include transfers to jurisdictions that guarantee an adequate level of protection of the rights and freedoms of data subjects regarding the processing of personal data or that benefit from a decision establishing the adequacy of their level of data protection.",{"type":173,"format":198,"indent":170,"version":4,"children":3358,"direction":28,"textStyle":169,"textFormat":170},[3359],{"mode":176,"text":3360,"type":178,"style":169,"detail":170,"format":170,"version":4},"If such a transfer of personal data is made to a country that does not offer an adequate level (from a Swiss perspective) of personal data protection, Synchrony will ensure, if required by the applicable regulations, that it obtains the client's consent or puts in place appropriate safeguards, in particular contractual commitments. Each data subject may contact Synchrony if they wish to obtain additional information on this subject.",{"type":173,"format":198,"indent":170,"version":4,"children":3362,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3364,"direction":28,"textStyle":169,"textFormat":6},[3365],{"mode":176,"text":3366,"type":178,"style":169,"detail":170,"format":6,"version":4},"7. \"Automated individual decisions\" and \"profiling\" ",{"type":173,"format":198,"indent":170,"version":4,"children":3368,"direction":28,"textStyle":169,"textFormat":170},[3369],{"mode":176,"text":3370,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony does not use any automated evaluation or any profiling.",{"type":173,"format":198,"indent":170,"version":4,"children":3372,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3374,"direction":28,"textStyle":169,"textFormat":6},[3375,3377],{"mode":176,"text":3376,"type":178,"style":169,"detail":170,"format":6,"version":4},"8. Use of the website and cookie policy",{"mode":176,"text":1042,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":198,"indent":170,"version":4,"children":3379,"direction":28,"textStyle":169,"textFormat":170},[3380],{"mode":176,"text":3381,"type":178,"style":169,"detail":170,"format":170,"version":4},"When a person visits Synchrony's web pages, the server automatically records the details of their visit (e.g. the web page from which the visit took place, the visitor's IP address, the content of Synchrony's website consulted as well as the date and duration of the visit). This tracking data serves to optimise Synchrony's web pages and provides information on how the visitor informs themselves about Synchrony's products, services and offers and how they use them. However, it generally does not make it possible to know the identity of the visitor. This technical data, including the IP address, may constitute personal data. Synchrony processes it in order to ensure the operation, security and optimisation of its web pages. If the visitor provides personal data, for example by filling in a registration form or a message field for the newsletter, etc., ",{"type":173,"format":198,"indent":170,"version":4,"children":3383,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3385,"direction":28,"textStyle":169,"textFormat":170},[3386],{"mode":176,"text":3387,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony may use this data for the following purposes (in addition to the purposes mentioned in point 5):",{"type":173,"format":198,"indent":170,"version":4,"children":3389,"direction":28,"textStyle":169,"textFormat":170},[3390],{"mode":176,"text":3391,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the administration of clients and users;",{"type":173,"format":198,"indent":170,"version":4,"children":3393,"direction":28,"textStyle":169,"textFormat":170},[3394],{"mode":176,"text":3395,"type":178,"style":169,"detail":170,"format":170,"version":4},"- informing the visitor about the services and products;",{"type":173,"format":198,"indent":170,"version":4,"children":3397,"direction":28,"textStyle":169,"textFormat":170},[3398],{"mode":176,"text":3399,"type":178,"style":169,"detail":170,"format":170,"version":4},"- marketing (e.g. sending newsletters);",{"type":173,"format":198,"indent":170,"version":4,"children":3401,"direction":28,"textStyle":169,"textFormat":170},[3402],{"mode":176,"text":3403,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the technical \"hosting\" and development of Synchrony's web pages.",{"type":173,"format":198,"indent":170,"version":4,"children":3405,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3407,"direction":28,"textStyle":169,"textFormat":170},[3408],{"mode":176,"text":3409,"type":178,"style":169,"detail":170,"format":170,"version":4},"When visiting Synchrony's website, the visitor's data is transmitted via the Internet, an open network accessible to all. Data transmitted electronically (including by e-mail) cannot be effectively protected against access by third parties. This entails in particular the following risks: disclosure of the data or modification of its content, impersonation of the sender's identity (e.g. e-mail) and of the content of the message or manipulation thereof by unauthorised persons, propagation of viruses, technical transmission errors, delays or interruptions, uncontrolled transmission of data abroad where the requirements regarding data protection may be less strict than in Switzerland, etc.",{"type":173,"format":198,"indent":170,"version":4,"children":3411,"direction":28,"textStyle":169,"textFormat":170},[3412],{"mode":176,"text":3413,"type":178,"style":169,"detail":170,"format":170,"version":4},"In addition, by using Synchrony's website, a visitor accepts the use of cookies. Cookies are small files that are stored on the visitor's computer in order to track the visit to the corresponding website and navigation between the different pages and\u002For to record settings (e.g. the chosen language). Cookies serve to collect statistical data on the frequency and duration of visits to the different parts of the website and contribute to the design of tailor-made, useful and user-friendly websites. The visitor may object at any time to the use of cookies by deleting the cookies installed by Synchrony's website. Deletion is possible via the settings of the visitor's Internet browser.",{"type":173,"format":198,"indent":170,"version":4,"children":3415,"direction":28,"textStyle":169,"textFormat":170},[3416],{"mode":176,"text":3417,"type":178,"style":169,"detail":170,"format":170,"version":4},"Occasionally, Synchrony uses third-party components (such as plug-ins) to improve the user experience and its online advertising campaigns. These elements may also use cookies for similar purposes. Neither these third parties nor Synchrony have access to the data collected by the other party by means of cookies. Furthermore, Synchrony may use cookies in the context of Synchrony advertisements published on third-party websites with which Synchrony maintains business relationships. If third parties collect anonymised information on the use of Synchrony's website and other websites, Synchrony may use this anonymised data to improve the effectiveness of its advertising actions.",{"type":173,"format":198,"indent":170,"version":4,"children":3419,"direction":28,"textStyle":169,"textFormat":170},[3420],{"mode":176,"text":3421,"type":178,"style":169,"detail":170,"format":170,"version":4},"Point 8 of this Notice applies only to the data obtained by Synchrony following the use of Synchrony's website. The Notice does not apply to third-party websites, even if the visitor goes there via links located on a Synchrony web page. Synchrony has no influence on the content of third-party websites or the processing of personal data by these websites and therefore declines any responsibility in this respect.",{"type":173,"format":198,"indent":170,"version":4,"children":3423,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3425,"direction":28,"textStyle":169,"textFormat":6},[3426],{"mode":176,"text":3427,"type":178,"style":169,"detail":170,"format":6,"version":4},"9. Retention period ",{"type":173,"format":198,"indent":170,"version":4,"children":3429,"direction":28,"textStyle":169,"textFormat":170},[3430],{"mode":176,"text":3431,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony retains personal data for as long as necessary to achieve the intended purpose. Synchrony deletes or anonymises personal data when it is no longer necessary to achieve a purpose,",{"type":173,"format":198,"indent":170,"version":4,"children":3433,"direction":28,"textStyle":169,"textFormat":170},[3434],{"mode":176,"text":3435,"type":178,"style":169,"detail":170,"format":170,"version":4},"- subject to the legal and regulatory obligations applicable to Synchrony regarding the retention of documents and information; and",{"type":173,"format":198,"indent":170,"version":4,"children":3437,"direction":28,"textStyle":169,"textFormat":170},[3438],{"mode":176,"text":3439,"type":178,"style":169,"detail":170,"format":170,"version":4},"- subject to cases in which a longer retention period is necessary to enable Synchrony to establish, exercise or defend against a current or future claim, or to enable Synchrony to face an investigation by a public authority, in Switzerland or abroad (e.g. implementation of a \"legal hold\").",{"type":173,"format":198,"indent":170,"version":4,"children":3441,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3443,"direction":28,"textStyle":169,"textFormat":6},[3444],{"mode":176,"text":3445,"type":178,"style":169,"detail":170,"format":6,"version":4},"10. Rights of data subjects ",{"type":173,"format":198,"indent":170,"version":4,"children":3447,"direction":28,"textStyle":169,"textFormat":170},[3448],{"mode":176,"text":3449,"type":178,"style":169,"detail":170,"format":170,"version":4},"Within the framework and limits of the applicable regulations, each data subject has the following rights in connection with their personal data:",{"type":173,"format":198,"indent":170,"version":4,"children":3451,"direction":28,"textStyle":169,"textFormat":170},[3452],{"mode":176,"text":3453,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to access their personal data;",{"type":173,"format":198,"indent":170,"version":4,"children":3455,"direction":28,"textStyle":169,"textFormat":170},[3456],{"mode":176,"text":3457,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to have their personal data rectified when it is inaccurate or incomplete;",{"type":173,"format":198,"indent":170,"version":4,"children":3459,"direction":28,"textStyle":169,"textFormat":170},[3460],{"mode":176,"text":3461,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to object to the processing of their personal data;",{"type":173,"format":198,"indent":170,"version":4,"children":3463,"direction":28,"textStyle":169,"textFormat":170},[3464],{"mode":176,"text":3465,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to request the restriction of the processing of their personal data; and",{"type":173,"format":198,"indent":170,"version":4,"children":3467,"direction":28,"textStyle":169,"textFormat":170},[3468],{"mode":176,"text":3469,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to request the delivery of their personal data in a commonly used electronic format, or its transmission to another controller, when the legal conditions are met;",{"type":173,"format":198,"indent":170,"version":4,"children":3471,"direction":28,"textStyle":169,"textFormat":170},[3472],{"mode":176,"text":3473,"type":178,"style":169,"detail":170,"format":170,"version":4},"- the right to request the deletion of their personal data when it is no longer necessary in relation to the purposes for which it was collected or processed or when the data subject has withdrawn their consent (for cases in which the processing of the personal data concerned is based on the consent of the data subject).",{"type":173,"format":198,"indent":170,"version":4,"children":3475,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3477,"direction":28,"textStyle":169,"textFormat":170},[3478],{"mode":176,"text":3479,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony specifically draws the attention of each data subject to the fact that the latter may, at any time and without justification, object to the use of their personal data for commercial prospecting (marketing) purposes by Synchrony or by third parties, or that they may, when the processing has consent as its legal basis, withdraw their consent, by writing to Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":3481,"direction":28,"textStyle":169,"textFormat":170},[3482],{"mode":176,"text":3483,"type":178,"style":169,"detail":170,"format":170,"version":4},"The exercise of some of the rights mentioned above may result in Synchrony no longer being able to provide certain products or services.",{"type":173,"format":198,"indent":170,"version":4,"children":3485,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3487,"direction":28,"textStyle":169,"textFormat":6},[3488],{"mode":176,"text":3489,"type":178,"style":169,"detail":170,"format":6,"version":4},"11. Additional information ",{"type":173,"format":198,"indent":170,"version":4,"children":3491,"direction":28,"textStyle":169,"textFormat":170},[3492],{"mode":176,"text":3493,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony, in its capacity as \"controller\", may be contacted at the following address:",{"type":173,"format":198,"indent":170,"version":4,"children":3495,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3497,"direction":28,"textStyle":169,"textFormat":170},[3498],{"mode":176,"text":581,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":198,"indent":170,"version":4,"children":3500,"direction":28,"textStyle":169,"textFormat":170},[3501],{"mode":176,"text":3502,"type":178,"style":169,"detail":170,"format":170,"version":4},"Quai de l'Île 17, 1204 Geneva, Switzerland ",{"type":173,"format":198,"indent":170,"version":4,"children":3504,"direction":28,"textStyle":169,"textFormat":170},[3505],{"mode":176,"text":589,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":198,"indent":170,"version":4,"children":3507,"direction":28,"textStyle":169,"textFormat":170},[3508],{"mode":176,"text":593,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":198,"indent":170,"version":4,"children":3510,"direction":28,"textStyle":169,"textFormat":170},[3511],{"mode":176,"text":597,"type":178,"style":169,"detail":170,"format":170,"version":4},{"type":173,"format":198,"indent":170,"version":4,"children":3513,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3515,"direction":28,"textStyle":169,"textFormat":170},[3516],{"mode":176,"text":3517,"type":178,"style":169,"detail":170,"format":170,"version":4},"If a data subject wishes to obtain additional information on the subjects covered in this Notice, they may contact the above address.",{"type":173,"format":198,"indent":170,"version":4,"children":3519,"direction":28,"textStyle":169,"textFormat":170},[3520],{"mode":176,"text":3521,"type":178,"style":169,"detail":170,"format":170,"version":4},"If they are not satisfied with the response provided by Synchrony, they have the right to contact the Federal Data Protection and Information Commissioner.",{"type":173,"format":198,"indent":170,"version":4,"children":3523,"direction":28,"textStyle":169,"textFormat":170},[3524],{"mode":176,"text":3525,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony reserves the right to modify this Notice at any time. Last updated: August 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Allgemeines ",{"type":173,"format":198,"indent":170,"version":4,"children":3616,"direction":28,"textStyle":169,"textFormat":170},[3617],{"mode":176,"text":3618,"type":178,"style":169,"detail":170,"format":170,"version":4},"Der Schutz Ihrer Personendaten und Ihrer Privatsphäre ist für die Synchrony Asset Management SA («Synchrony») von grösster Bedeutung. Die vorliegende Erklärung soll die Prozesse der Erhebung und Bearbeitung von Personendaten beschreiben, die Synchrony im Rahmen ihrer Tätigkeiten vornimmt. Unter «Personendaten» sind alle Informationen zu verstehen, die sich auf eine bestimmte oder bestimmbare natürliche Person beziehen. Die «Bearbeitung» dieser Daten umfasst jeden Umgang mit Personendaten – unabhängig von den angewandten Mitteln und Verfahren –, insbesondere das Erheben, Speichern, Verwenden, Verändern, Bekanntgeben, Archivieren, Löschen oder Vernichten von Daten (nicht abschliessende Aufzählung).",{"type":173,"format":198,"indent":170,"version":4,"children":3620,"direction":28,"textStyle":169,"textFormat":170},[3621],{"mode":176,"text":3622,"type":178,"style":169,"detail":170,"format":170,"version":4},"Andere Regelungen, wie Nutzungsbedingungen, Verkaufsbedingungen oder vertragliche Bedingungen für spezifische Situationen, können auf gewisse Datenbearbeitungen anwendbar sein, zum Beispiel beim Abschluss eines Vertrags mit Synchrony oder im Zusammenhang mit den Webseiten von Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":3624,"direction":28,"textStyle":169,"textFormat":170},[3625],{"mode":176,"text":3626,"type":178,"style":169,"detail":170,"format":170,"version":4},"Wenn Sie uns Personendaten anderer Personen (z. 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Zugriffsbeschränkungen, Firewalls, personalisierte Passwörter sowie Verschlüsselungs- und Authentifizierungstechnologien, Schulung der Mitarbeitenden usw.), um zu gewährleisten, dass die Bearbeitung der Personendaten den geltenden gesetzlichen Anforderungen im Bereich des Datenschutzes entspricht.",{"type":173,"format":198,"indent":170,"version":4,"children":3638,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3640,"direction":28,"textStyle":169,"textFormat":6},[3641],{"mode":176,"text":3642,"type":178,"style":169,"detail":170,"format":6,"version":4},"3. Personendaten ",{"type":173,"format":198,"indent":170,"version":4,"children":3644,"direction":28,"textStyle":169,"textFormat":170},[3645],{"mode":176,"text":3646,"type":178,"style":169,"detail":170,"format":170,"version":4},"Der Begriff «Personendaten» bezeichnet alle Informationen, die es erlauben, eine Person direkt (z. B. Vorname, Name) oder indirekt (z. 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Synchrony bearbeitet im Wesentlichen die von ihren Kunden und anderen Geschäftspartnern sowie von anderen Personen im Rahmen ihrer Geschäftsbeziehungen mit ihnen bereitgestellten Personendaten oder jene, die Synchrony bei den Nutzern beim Betrieb ihrer Webseiten, Applikationen und anderer erheben kann.",{"type":173,"format":198,"indent":170,"version":4,"children":3648,"direction":28,"textStyle":169,"textFormat":170},[3649],{"mode":176,"text":3650,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony bearbeitet insbesondere folgende Arten von Personendaten:",{"type":173,"format":198,"indent":170,"version":4,"children":3652,"direction":28,"textStyle":169,"textFormat":170},[3653],{"mode":176,"text":3654,"type":178,"style":169,"detail":170,"format":170,"version":4},"Arten von 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Herkunft der Personendaten ",{"type":173,"format":198,"indent":170,"version":4,"children":3726,"direction":28,"textStyle":169,"textFormat":170},[3727],{"mode":176,"text":3728,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony kann Personendaten aus folgenden Quellen bearbeiten:",{"type":173,"format":198,"indent":170,"version":4,"children":3730,"direction":28,"textStyle":169,"textFormat":170},[3731],{"mode":176,"text":3732,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Die von der betroffenen Person direkt bereitgestellten Personendaten, zum Beispiel bei der Eröffnung einer Geschäftsbeziehung, im Rahmen der Ausführung eines Vertrags, um Produkte und Leistungen zu beziehen, oder auf Webseiten.",{"type":173,"format":198,"indent":170,"version":4,"children":3734,"direction":28,"textStyle":169,"textFormat":170},[3735],{"mode":176,"text":3736,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Die zum Bezug von Produkten oder Leistungen erforderlichen Personendaten, die Synchrony durch die technische Infrastruktur oder spezifische Prozesse übermittelt werden, insbesondere im Rahmen des Zahlungsverkehrs, des Wertpapierhandels, des E-Banking, von Webseiten oder der Zusammenarbeit mit anderen Finanz- oder IT-Dienstleistern oder mit Marktplätzen oder Börsen.",{"type":173,"format":198,"indent":170,"version":4,"children":3738,"direction":28,"textStyle":169,"textFormat":170},[3739],{"mode":176,"text":3740,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Die Personendaten aus Drittquellen, wie öffentlichen Quellen (z. 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Zwecke der Bearbeitung ",{"type":173,"format":198,"indent":170,"version":4,"children":3748,"direction":28,"textStyle":169,"textFormat":170},[3749],{"mode":176,"text":3750,"type":178,"style":169,"detail":170,"format":170,"version":4},"Wir verwenden die Personendaten hauptsächlich zum Zweck des Abschlusses und der Ausführung von Verträgen mit unseren Kunden und Geschäftspartnern, insbesondere im Rahmen der Erbringung von Finanzdienstleistungen und des Bezugs von Produkten und Dienstleistungen bei unseren Lieferanten und Unterauftragnehmern, sowie zur Erfüllung der nationalen und internationalen gesetzlichen Pflichten.",{"type":173,"format":198,"indent":170,"version":4,"children":3752,"direction":28,"textStyle":169,"textFormat":170},[3753],{"mode":176,"text":3754,"type":178,"style":169,"detail":170,"format":170,"version":4},"Die Personendaten werden von Synchrony insbesondere zu folgenden Zwecken 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Finanzdienstleistung, insbesondere die vom Kunden spezifisch verlangten Finanzdienstleistungen.",{"type":173,"format":198,"indent":170,"version":4,"children":3770,"direction":28,"textStyle":169,"textFormat":170},[3771],{"mode":176,"text":3772,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Die Verwaltung kollektiver Kapitalanlagen, einschliesslich der mit solchen Tätigkeiten verbundenen Dienstleistungen.",{"type":173,"format":198,"indent":170,"version":4,"children":3774,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3776,"direction":28,"textStyle":169,"textFormat":170},[3777],{"mode":176,"text":3778,"type":178,"style":169,"detail":170,"format":170,"version":4},"Erfüllung einer gesetzlichen oder regulatorischen 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Geldwäscherei und der Terrorismusfinanzierung betrauten Behörden und den am automatischen Informationsaustausch in Steuersachen beteiligten Behörden (einschliesslich des Common Reporting Standard und des US Foreign Account Tax Compliance Act [FATCA]).",{"type":173,"format":198,"indent":170,"version":4,"children":3792,"direction":28,"textStyle":169,"textFormat":170},[3793],{"mode":176,"text":3794,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Jede Massnahme im Bereich der Umsetzung internationaler Sanktionen gemäss den von Synchrony festgelegten Verfahren, was insbesondere die Bearbeitung von Personendaten zu Überprüfungszwecken (Screening) beinhaltet.",{"type":173,"format":198,"indent":170,"version":4,"children":3796,"direction":28,"textStyle":169,"textFormat":170},[3797],{"mode":176,"text":3798,"type":178,"style":169,"detail":170,"format":170,"version":4}," -Jede Massnahme im Bereich des Risikomanagements, insbesondere Marktrisiken, Kreditrisiken, operationelle 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einschliesslich im Bereich des Risikomanagements.",{"type":173,"format":198,"indent":170,"version":4,"children":3822,"direction":28,"textStyle":169,"textFormat":170},[3823],{"mode":176,"text":3824,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Die Verwendung der Personendaten zu Zwecken der geschäftlichen Akquisition (Marketing), es sei denn, die betroffene Person hat die Verwendung ihrer Personendaten zu diesem Zweck abgelehnt.",{"type":173,"format":198,"indent":170,"version":4,"children":3826,"direction":28,"textStyle":169,"textFormat":170},[3827],{"mode":176,"text":3828,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Jede Bearbeitung, die erforderlich ist, um Synchrony zu ermöglichen, einen gegenwärtigen oder künftigen Anspruch zu begründen, geltend zu machen oder sich dagegen zu verteidigen, oder um Synchrony zu ermöglichen, einer Untersuchung einer Behörde in der Schweiz oder im Ausland zu 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Übermittlung von Personendaten an Dritte und Drittstaaten ",{"type":173,"format":198,"indent":170,"version":4,"children":3840,"direction":28,"textStyle":169,"textFormat":170},[3841],{"mode":176,"text":3842,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony behält sich das Recht vor, Personendaten bekannt zu geben an:",{"type":173,"format":198,"indent":170,"version":4,"children":3844,"direction":28,"textStyle":169,"textFormat":170},[3845],{"mode":176,"text":3846,"type":178,"style":169,"detail":170,"format":170,"version":4},"- Verwaltungsbehörden (z. B. prudenzielle Aufsichtsbehörden) oder Justizbehörden oder Akteure der Finanzmärkte (z. 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Die internationalen Übermittlungen können Übermittlungen in Rechtsordnungen umfassen, die ein angemessenes Schutzniveau der Rechte und Freiheiten der betroffenen Personen hinsichtlich der Bearbeitung der Personendaten gewährleisten oder für die ein Beschluss vorliegt, der die Angemessenheit ihres Datenschutzniveaus feststellt.",{"type":173,"format":198,"indent":170,"version":4,"children":3866,"direction":28,"textStyle":169,"textFormat":170},[3867],{"mode":176,"text":3868,"type":178,"style":169,"detail":170,"format":170,"version":4},"Erfolgt eine solche Übermittlung von Personendaten in einen Staat, der (aus schweizerischer Sicht) kein angemessenes Niveau im Bereich des Schutzes der Personendaten bietet, sorgt Synchrony, sofern von der anwendbaren Regulierung verlangt, dafür, die Einwilligung des Kunden einzuholen oder geeignete Garantien vorzusehen, insbesondere vertragliche Verpflichtungen. Jede betroffene Person kann Synchrony kontaktieren, wenn sie zusätzliche Informationen zu diesem Thema erhalten möchte.",{"type":173,"format":198,"indent":170,"version":4,"children":3870,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3872,"direction":28,"textStyle":169,"textFormat":6},[3873],{"mode":176,"text":3874,"type":178,"style":169,"detail":170,"format":6,"version":4},"7. «Automatisierte Einzelentscheidungen» und «Profiling» ",{"type":173,"format":198,"indent":170,"version":4,"children":3876,"direction":28,"textStyle":169,"textFormat":170},[3877],{"mode":176,"text":3878,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony greift auf keinerlei automatisierte Auswertung und kein Profiling zurück.",{"type":173,"format":198,"indent":170,"version":4,"children":3880,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3882,"direction":28,"textStyle":169,"textFormat":6},[3883],{"mode":176,"text":3884,"type":178,"style":169,"detail":170,"format":6,"version":4},"8. Nutzung der Website und Cookie-Richtlinie ",{"type":173,"format":198,"indent":170,"version":4,"children":3886,"direction":28,"textStyle":169,"textFormat":170},[3887],{"mode":176,"text":3888,"type":178,"style":169,"detail":170,"format":170,"version":4},"Wenn eine Person die Webseiten von Synchrony besucht, zeichnet der Server automatisch die Einzelheiten ihres Besuchs auf (z. B. die Webseite, von der aus der Besuch erfolgte, die IP-Adresse des Besuchers, der aufgerufene Inhalt der Website von Synchrony sowie Datum und Dauer des Besuchs). Diese Trackingdaten dienen der Optimierung der Webseiten von Synchrony und geben Aufschluss darüber, wie sich der Besucher über die Produkte, Dienstleistungen und Angebote von Synchrony informiert und wie er sie nutzt. Sie erlauben es jedoch in der Regel nicht, die Identität des Besuchers zu erfahren. Diese technischen Daten, einschliesslich der IP-Adresse, können Personendaten darstellen. Synchrony bearbeitet sie, um den Betrieb, die Sicherheit und die Optimierung ihrer Webseiten sicherzustellen. Stellt der Besucher Personendaten bereit, zum Beispiel durch das Ausfüllen eines Anmeldeformulars oder eines Nachrichtenfelds für den Newsletter usw., kann Synchrony diese Daten für folgende Zwecke verwenden (zusätzlich zu den unter Punkt 5 genannten Zwecken):",{"type":173,"format":198,"indent":170,"version":4,"children":3890,"direction":28,"textStyle":169,"textFormat":170},[3891],{"mode":176,"text":3892,"type":178,"style":169,"detail":170,"format":170,"version":4},"- die Verwaltung der Kunden und Nutzer;",{"type":173,"format":198,"indent":170,"version":4,"children":3894,"direction":28,"textStyle":169,"textFormat":170},[3895],{"mode":176,"text":3896,"type":178,"style":169,"detail":170,"format":170,"version":4},"- die Information des Besuchers über die Dienstleistungen und Produkte;",{"type":173,"format":198,"indent":170,"version":4,"children":3898,"direction":28,"textStyle":169,"textFormat":170},[3899],{"mode":176,"text":3900,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Marketing (z. B. Versand von Newslettern);",{"type":173,"format":198,"indent":170,"version":4,"children":3902,"direction":28,"textStyle":169,"textFormat":170},[3903],{"mode":176,"text":3904,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das technische «Hosting» und die Entwicklung der Webseiten von Synchrony.",{"type":173,"format":198,"indent":170,"version":4,"children":3906,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3908,"direction":28,"textStyle":169,"textFormat":170},[3909],{"mode":176,"text":3910,"type":178,"style":169,"detail":170,"format":170,"version":4},"Bei einem Besuch der Website von Synchrony werden die Daten des Besuchers über das Internet übermittelt, ein offenes und für alle zugängliches Netz. Elektronisch übermittelte Daten (einschliesslich per E-Mail) können nicht wirksam gegen den Zugriff durch Dritte geschützt werden. Dies birgt insbesondere folgende Risiken: Offenlegung der Daten oder Veränderung ihres Inhalts, Anmassung der Identität des Absenders (z. B. E-Mail) und des Inhalts der Nachricht oder deren Manipulation durch nicht befugte Personen, Verbreitung von Viren, technische Übermittlungsfehler, Verzögerungen oder Unterbrechungen, unkontrollierte Übermittlung von Daten ins Ausland, wo die Anforderungen im Bereich des Datenschutzes weniger streng sein können als in der Schweiz usw.",{"type":173,"format":198,"indent":170,"version":4,"children":3912,"direction":28,"textStyle":169,"textFormat":170},[3913],{"mode":176,"text":3914,"type":178,"style":169,"detail":170,"format":170,"version":4},"Zudem akzeptiert ein Besucher durch die Nutzung der Website von Synchrony die Verwendung von Cookies. Cookies sind kleine Dateien, die auf dem Computer des Besuchers gespeichert werden, um den Besuch der entsprechenden Website und die Navigation zwischen den verschiedenen Seiten nachzuverfolgen und\u002Foder die Einstellungen (z. B. die gewählte Sprache) zu speichern. Cookies dienen der Erhebung statistischer Daten über die Häufigkeit und Dauer der Besuche der verschiedenen Teile der Website und tragen zur Gestaltung massgeschneiderter, nützlicher und benutzerfreundlicher Websites bei. Der Besucher kann der Verwendung von Cookies jederzeit widersprechen, indem er die von der Website von Synchrony installierten Cookies löscht. Die Löschung ist über die Einstellungen des Internetbrowsers des Besuchers möglich.",{"type":173,"format":198,"indent":170,"version":4,"children":3916,"direction":28,"textStyle":169,"textFormat":170},[3917],{"mode":176,"text":3918,"type":178,"style":169,"detail":170,"format":170,"version":4},"Gelegentlich verwendet Synchrony Komponenten von Dritten (wie Plug-ins), um das Nutzererlebnis und ihre Online-Werbekampagnen zu verbessern. Diese Elemente können ebenfalls Cookies zu ähnlichen Zwecken verwenden. Weder diese Dritten noch Synchrony haben Zugang zu den von der anderen Partei mittels Cookies erhobenen Daten. Im Übrigen kann Synchrony Cookies im Rahmen von Werbeanzeigen von Synchrony verwenden, die auf Websites von Dritten veröffentlicht werden, mit denen Synchrony Geschäftsbeziehungen unterhält. Erheben Dritte anonymisierte Informationen über die Nutzung der Website von Synchrony und anderer Websites, kann Synchrony diese anonymisierten Daten verwenden, um die Wirksamkeit ihrer Werbemassnahmen zu verbessern.",{"type":173,"format":198,"indent":170,"version":4,"children":3920,"direction":28,"textStyle":169,"textFormat":170},[3921],{"mode":176,"text":3922,"type":178,"style":169,"detail":170,"format":170,"version":4},"Punkt 8 der vorliegenden Erklärung gilt nur für die Daten, die Synchrony infolge der Nutzung der Website von Synchrony erhält. Die Erklärung gilt nicht für Websites von Dritten, selbst wenn der Besucher diese über Links aufruft, die sich auf einer Webseite von Synchrony befinden. Synchrony hat keinen Einfluss auf den Inhalt von Websites Dritter oder die Bearbeitung von Personendaten durch diese Websites und lehnt daher jede Verantwortung in dieser Hinsicht ab.",{"type":173,"format":198,"indent":170,"version":4,"children":3924,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3926,"direction":28,"textStyle":169,"textFormat":6},[3927],{"mode":176,"text":3928,"type":178,"style":169,"detail":170,"format":6,"version":4},"9. Aufbewahrungsdauer ",{"type":173,"format":198,"indent":170,"version":4,"children":3930,"direction":28,"textStyle":169,"textFormat":170},[3931],{"mode":176,"text":3932,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony bewahrt die Personendaten so lange auf, wie es zur Erreichung des angestrebten Zwecks erforderlich ist. Synchrony löscht oder anonymisiert die Personendaten, wenn sie zur Erreichung eines Zwecks nicht mehr erforderlich sind,",{"type":173,"format":198,"indent":170,"version":4,"children":3934,"direction":28,"textStyle":169,"textFormat":170},[3935],{"mode":176,"text":3936,"type":178,"style":169,"detail":170,"format":170,"version":4},"- vorbehältlich der für Synchrony geltenden gesetzlichen und regulatorischen Pflichten im Bereich der Aufbewahrung von Dokumenten und Informationen; und",{"type":173,"format":198,"indent":170,"version":4,"children":3938,"direction":28,"textStyle":169,"textFormat":170},[3939],{"mode":176,"text":3940,"type":178,"style":169,"detail":170,"format":170,"version":4},"- vorbehältlich der Fälle, in denen eine längere Aufbewahrungsdauer erforderlich ist, um Synchrony zu ermöglichen, einen gegenwärtigen oder künftigen Anspruch zu begründen, geltend zu machen oder sich dagegen zu verteidigen, oder um Synchrony zu ermöglichen, einer Untersuchung einer Behörde in der Schweiz oder im Ausland zu begegnen (z. 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Rechte der betroffenen Personen ",{"type":173,"format":198,"indent":170,"version":4,"children":3948,"direction":28,"textStyle":169,"textFormat":170},[3949],{"mode":176,"text":3950,"type":178,"style":169,"detail":170,"format":170,"version":4},"Im Rahmen und in den Grenzen der anwendbaren Regulierung verfügt jede betroffene Person über folgende Rechte im Zusammenhang mit ihren Personendaten:",{"type":173,"format":198,"indent":170,"version":4,"children":3952,"direction":28,"textStyle":169,"textFormat":170},[3953],{"mode":176,"text":3954,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht auf Zugang zu ihren Personendaten;",{"type":173,"format":198,"indent":170,"version":4,"children":3956,"direction":28,"textStyle":169,"textFormat":170},[3957],{"mode":176,"text":3958,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht, ihre Personendaten berichtigen zu lassen, wenn sie unrichtig oder unvollständig sind;",{"type":173,"format":198,"indent":170,"version":4,"children":3960,"direction":28,"textStyle":169,"textFormat":170},[3961],{"mode":176,"text":3962,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht, der Bearbeitung ihrer Personendaten zu widersprechen;",{"type":173,"format":198,"indent":170,"version":4,"children":3964,"direction":28,"textStyle":169,"textFormat":170},[3965],{"mode":176,"text":3966,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht, die Einschränkung der Bearbeitung ihrer Personendaten zu verlangen; und",{"type":173,"format":198,"indent":170,"version":4,"children":3968,"direction":28,"textStyle":169,"textFormat":170},[3969],{"mode":176,"text":3970,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht, die Herausgabe ihrer Personendaten in einem gängigen elektronischen Format oder deren Übermittlung an einen anderen Verantwortlichen zu verlangen, sofern die gesetzlichen Voraussetzungen erfüllt sind;",{"type":173,"format":198,"indent":170,"version":4,"children":3972,"direction":28,"textStyle":169,"textFormat":170},[3973],{"mode":176,"text":3974,"type":178,"style":169,"detail":170,"format":170,"version":4},"- das Recht, die Löschung ihrer Personendaten zu verlangen, wenn diese im Hinblick auf die Zwecke, für die sie erhoben oder bearbeitet wurden, nicht mehr erforderlich sind, oder wenn die betroffene Person ihre Einwilligung widerrufen hat (für die Fälle, in denen die Bearbeitung der betreffenden Personendaten auf der Einwilligung der betroffenen Person beruht).",{"type":173,"format":198,"indent":170,"version":4,"children":3976,"direction":28,"textStyle":169,"textFormat":170},[3977],{"mode":176,"text":3978,"type":178,"style":169,"detail":170,"format":170,"version":4},"Synchrony weist jede betroffene Person ausdrücklich darauf hin, dass diese jederzeit und ohne Begründung der Verwendung ihrer Personendaten zu Zwecken der geschäftlichen Akquisition (Marketing) durch Synchrony oder durch Dritte widersprechen kann oder dass sie, wenn die Bearbeitung die Einwilligung als Rechtsgrundlage hat, ihre Einwilligung widerrufen kann, indem sie an Synchrony schreibt.",{"type":173,"format":198,"indent":170,"version":4,"children":3980,"direction":28,"textStyle":169,"textFormat":170},[3981],{"mode":176,"text":3982,"type":178,"style":169,"detail":170,"format":170,"version":4},"Die Ausübung gewisser der oben genannten Rechte kann dazu führen, dass Synchrony nicht mehr in der Lage ist, gewisse Produkte oder Dienstleistungen zu erbringen.",{"type":173,"format":198,"indent":170,"version":4,"children":3984,"direction":28,"textStyle":169,"textFormat":170},[],{"type":173,"format":198,"indent":170,"version":4,"children":3986,"direction":28,"textStyle":169,"textFormat":6},[3987],{"mode":176,"text":3988,"type":178,"style":169,"detail":170,"format":6,"version":4},"11. 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